Lori Gustafson

1614 12th Avenue Se

Saint Cloud, MN
$ 233,000 Beds 4 Baths 1.5 Sq 2,022
Monthly Estimate* How much can I afford?

Here's a solid and affordable 4 bed, 2 bath home in a quiet, convenient Southeast St. Cloud neighborhood. You'll find over 2,000 finished square feet with 3 bedrooms on the main level, some updated flooring, fixtures, trim, paint, and a spacious lower-level family room with a 4th bedroom. Enjoy the fenced yard, concrete patio, outdoor wood fireplace, and storage shed—perfect for relaxing or entertaining. Complete with a heated 2-stall tuck-under garage. The basement is also stubbed for an additional bathroom for more added value. Build equity with your personal touches on this one.

Single Family

  • Price
  • $ 233,000
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • SHERBURNE
  • Half Bathrooms
  • 1
  • Area
  • Royal Oaks
  • Lot Size
  • 0.2 Acres
  • Zip
  • 56304
  • Sqr Footage
  • 2,022
  • Year Built
  • 1973
  • Taxes
  • $ 2657
  • Style
  • Single Family
  • MLS#
  • 7108500
Listed By: Agency North Real Estate, Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2022
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Cooktop,Dishwasher,Dryer,Refrigerator,Wall Oven,Washer
Garage Spaces 2
Construction Materials Frame
Year Built 1973
Electric Circuit Breakers
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Sherburne
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Royal Oaks
Other Structures Storage Shed
Full Baths 1
Directions From University Drive SE,Take a Right/South on 12th Ave SE,home on left.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2657
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Window,Patio,Paneled Doors,Tile Floors
PostalCity Saint Cloud

Interior Features

Basement Daylight/Lookout Windows,Finished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1496
Half Baths 1
Laundry Features Upper Level
Total Bedrooms 4
Below Grade Finished Area 526
Total Baths 2
Bath Desc Upper Level 1/2 Bath,Upper Level Full Bath
Dining Room Description Informal Dining Room
Fuel Electric,Natural Gas
Garage Square Feet 598

Exterior Features

Fencing Chain Link
Parking Features Attached Garage,Heated Garage,Tuckunder Garage
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.2
Building Area Total 2022
Lot Dimensions 67x130
Waterfront Y/N No
Foundation Area 1496
Road Frontage Type City Street,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/13/2026 Listed $259,900
7/21/2026 4% - $249,900
8/24/2026 7% - $233,000

Property vs Zip Code Average in 56304

Price
AVG $300K
$230K
Taxes
AVG $3,052
$2,657
Year Built
AVG 1981
1973
Visits
AVG 134
76
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1614 12th Avenue Se Saint Cloud, MN is a Single Family Home for sale at $233000 with 2022 sqft and a lot size of 0.2 Acres Acre(s). 1614 12th Avenue Se Saint Cloud has 4 bedrooms, 1 baths and was built in 1973. The property's zip code is 56304 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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