Lori Gustafson

4949 Otter Trail Ne

Saint Michael, MN
$ 699,900 Beds 5 Baths 4 Sq 3,446 Virtual Tour
Monthly Estimate* How much can I afford?

Beautiful rambler-style home on a spacious lot with peaceful pond views in the desirable Tributary Crossing on Foster Lake community! Located across from Fox Hollow Golf Course with convenient golf cart access through a private tunnel. Designed for comfortable one-level living, the open and bright main floor features a gourmet kitchen, fireplace, flex/office space, main level laundry, private owner’s suite, and an additional bedroom with nearby full bath. A separate upper-level loft, bedroom, and full bathroom offer great flexibility for guests or additional living space. The finished walkout lower level includes a large family room, two additional bedrooms, full bath, and generous storage space with custom shelving. Enjoy Minnesota living through every season with scenic pond views and neighborhood recreation opportunities, including winter hockey and skating on nearby ponds. Community amenities include outdoor gathering spaces, shared dock and fishing platform, heated pool, scenic water features, and nearby parks and trails. Open enrollment options are also available for St. Michael-Albertville Schools.

Single Family

  • Price
  • $ 699,900
  • City
  • Saint Michael
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • WRIGHT
  • Half Bathrooms
  • 0
  • Area
  • Tributary Xing 2nd Add
  • Lot Size
  • 0.499 Acres
  • Zip
  • 55376
  • Sqr Footage
  • 3,446
  • Year Built
  • 2018
  • Taxes
  • $ 7980
  • Style
  • Single Family
  • MLS#
  • 7107690
Listed By: Real Broker, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3446
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
HOA Fee 104
Garage Spaces 3
Association Fee Includes Dock,Professional Mgmt,Sanitation,Shared Amenities
Pool Features Shared
Year Built 2018
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Pond
Accessibility None
Assoc Fee Paid Per Monthly
County Wright
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Tributary Xing 2nd Add
Full Baths 4
Directions Follow I-94 W to County Hwy 36/45th St NE. Take exit 205B from I-94 W. Left on Padelford Ave,left on 47th,right on Otter Trail.
City Saint Michael
Association Name RowCal
High School District Elk River
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7980
Additional Parcels Y/N No
Virtual Tour https://agnt-media.aryeo.com/sites/rxovzxwv/unbranded
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,Paneled Doors,Porch,In-Ground Sprinkler,Tile Floors,Vaulted Ce
PostalCity Saint Michael

Interior Features

Basement Finished,Full,Walkout
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2212
Total Bedrooms 5
Below Grade Finished Area 1234
Total Baths 4
Bath Desc Bathroom Ensuite,Full Primary,Full Basement,Main Floor Full Bath,Upper Level Full Bath
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Dimensions 29'3 x 22'8
Garage Square Feet 628

Exterior Features

Fencing Electric
Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.499
Building Area Total 4112
Lot Dimensions 63x352x120x271
Waterfront Y/N No
Foundation Area 1954
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/10/2026 Listed $749,900
9/6/2026 7% - $699,900

Property vs Zip Code Average in 55376

Price
AVG $580K
$700K
Taxes
AVG $3,783
$7,980
Year Built
AVG 2015
2018
Visits
AVG 92
84
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4949 Otter Trail Ne Saint Michael, MN is a Single Family Home for sale at $699900 with 3446 sqft and a lot size of 0.499 Acres Acre(s). 4949 Otter Trail Ne Saint Michael has 5 bedrooms, 4 baths and was built in 2018. The property's zip code is 55376 which is in Saint Michael, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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