Lori Gustafson

1615 162nd Street

Centuria, WI
$ 799,900 Beds 5 Baths 3 Sq 3,432
Monthly Estimate* How much can I afford?

Welcome to your dream lake retreat on beautiful Loveless Lake. Built in 2016, this thoughtfully designed custom home combines rustic Northwoods charm with modern comfort, creating the perfect getaway—or year-round residence. From the moment you step inside, you'll appreciate the durable tile flooring, ideal for lake living, and the soaring vaulted ceilings accented by stunning rustic beams that give the home its warm, inviting cabin feel. Every detail has been carefully designed and impeccably maintained, making this home truly move-in ready. Designed with entertaining in mind, the home offers 5 spacious bedrooms, an incredible bunk room, and accommodations for up to 22 guests. Whether you're gathering family for the holidays, hosting weekend lake adventures, or operating a short-term rental, there's room for everyone. Two full kitchens, along with a covered outdoor buffet and dining area complete with multiple electrical outlets for crockpots and serving stations, make entertaining effortless. Step outside and enjoy peaceful views of Loveless Lake, a quiet recreational lake known for excellent panfishing and relaxing days on the water. Located just minutes from the charming village of Balsam Lake and only about an hour from the Twin Cities, you'll enjoy the perfect balance of seclusion and convenience. The property also features an impressive 42' x 28' heated shop with 9-foot walls, providing endless possibilities for hobbies, boat and toy storage, a workshop, or additional entertaining space. There's even ample room for RV parking. Whether you're searching for a spectacular family lake home, a weekend escape, or a highly desirable investment property with outstanding short-term rental potential, this one checks every box. Rarely does a property offer this much space, flexibility, and opportunity—all in one unforgettable lakeside setting.

Single Family

  • Price
  • $ 799,900
  • City
  • Centuria
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 0
  • Area
  • Niles-Benage Add
  • Lot Size
  • 0.627 Acres
  • Zip
  • 54824
  • Sqr Footage
  • 3,432
  • Year Built
  • 2016
  • Taxes
  • $ 4804
  • Style
  • Single Family
  • MLS#
  • 7106500
Listed By: RE/MAX Advantage Plus
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3432
Sewer Holding Tank,Septic System Compliant - Yes
Heating Forced Air,In-Floor Heating,Radiant
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Air-To-Air Exchanger,Dishwasher,Dryer,Fuel Tank - Rented,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 3
Year Built 2016
Electric 200+ Amp Service
View Lake
Levels One
Property Subtype Single Family
Tax Year 2025
Waterfront Features Lake Front
Accessibility None
County Polk
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Niles-Benage Add
Other Structures Storage Shed
Full Baths 1
Directions HWY 8 to 160th Street to 160th Ave. Follow to property.
City Centuria
High School District Unity
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4804
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Centuria

Interior Features

Basement Finished,Full,In-Floor Heat,Kitchenette,Walkout
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1776
3/4 Baths 2
Laundry Features Main Level
Total Bedrooms 5
Below Grade Finished Area 1656
Total Baths 3
Bath Desc 3/4 Basement,3/4 Primary,Main Floor Full Bath,Primary Walk-Thru
Dining Room Description Informal Dining Room
Fuel Propane
Garage Dimensions 42x28
Garage Square Feet 1176

Exterior Features

Parking Features Detached Garage,Gravel,Asphalt,Heated Garage,Insulated Garage,RV Access/Parking
Lot Features Accessible Shoreline,Tree Coverage - Medium
Water Source Well
Lot Size Area 0.627
Building Area Total 3552
Lot Dimensions 0.627
Waterfront Y/N Yes
Foundation Area 1776
Road Frontage Type County Road
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/9/2026 Listed $850,000
9/20/2026 6% - $799,900

Property vs Zip Code Average in 54824

Price
AVG $530K
$800K
Taxes
AVG $4,122
$4,804
Year Built
AVG 1962
2016
Visits
AVG 14
35
Data Provided by Inside Real Estate®

Areas That We Cover

1615 162nd Street Centuria, WI is a Single Family Home for sale at $799900 with 3432 sqft and a lot size of 0.627 Acres Acre(s). 1615 162nd Street Centuria has 5 bedrooms, 3 baths and was built in 2016. The property's zip code is 54824 which is in Centuria, WI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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