Lori Gustafson

31620 395th Place

Aitkin, MN
$ 499,500 Beds 3 Baths 2 Sq 1,500
Monthly Estimate* How much can I afford?

Wake up to breathtaking sunrises over beautiful Ripple Lake from this well-maintained lake home/cabin featuring 143 feet of pristine shoreline. Situated on an almost one-acre lot with mature trees and gorgeous natural surroundings, this property offers the perfect balance of privacy, recreation, and relaxation. The nicely elevated setting provides stunning lake views, while the spacious yard offers plenty of room to enjoy the outdoors. An oversized garage provides ample storage for all your lake toys, recreational equipment, and vehicles. Recent updates include a new roof installed in 2025, and a new septic system is currently being installed for added peace of mind. Whether you're looking for a year-round residence or the perfect second-home getaway, this property checks all the boxes. Enjoy fishing, boating, kayaking, and exploring Ripple Lake, which is connected to the Ripple River, providing even more opportunities to experience Minnesota's great outdoors. Don't miss your chance to own this exceptional waterfront property—schedule your showing today!

Single Family

  • Price
  • $ 499,500
  • City
  • Aitkin
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • AITKIN
  • Half Bathrooms
  • 0
  • Area
  • Maple Ridge
  • Lot Size
  • 0.973 Acres
  • Zip
  • 56431
  • Sqr Footage
  • 1,500
  • Year Built
  • 1987
  • Taxes
  • $ 2178
  • Style
  • Single Family
  • MLS#
  • 7105800
Listed By: Keller Williams Realty Professionals
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1500
Sewer Septic System Compliant - Yes
Heating Forced Air
Cooling None
Roof Asphalt
Garage Spaces 2
Year Built 1987
View East,Lake
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County Aitkin
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Maple Ridge
Other Structures Bunk House
Full Baths 1
Directions From Hwy 169,East on 290th to left on 400th Ave. to left on Oak ave. to right on 320th Lane to right on 395th Place to Home on the left.
City Aitkin
High School District Aitkin
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2178
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Aitkin

Interior Features

Basement Egress Window(s),Finished,Full,Walkout
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 800
3/4 Baths 1
Total Bedrooms 3
Below Grade Finished Area 700
Total Baths 2
Bath Desc Main Floor Full Bath
Foundation Dimensions 800
Fuel Propane
Garage Dimensions 28 x 36
Garage Square Feet 1008
Waterfront Feet 143

Exterior Features

Fencing None
Parking Features Detached Garage,Gravel
Lot Features Accessible Shoreline,Tree Coverage - Light
Water Source 4-Inch Submersible
Lot Size Area 0.973
Building Area Total 1600
Lot Dimensions 262 x 143. x 238 x 190
Waterfront Y/N Yes
Foundation Area 800
Road Frontage Type Township
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/8/2026 Listed $525,000
9/13/2026 5% - $499,500

Property vs Zip Code Average in 56431

Price
AVG $460K
$500K
Taxes
AVG $1,798
$2,178
Year Built
AVG 1976
1987
Visits
AVG 72
97
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

31620 395th Place Aitkin, MN is a Single Family Home for sale at $499500 with 1500 sqft and a lot size of 0.973 Acres Acre(s). 31620 395th Place Aitkin has 3 bedrooms, 2 baths and was built in 1987. The property's zip code is 56431 which is in Aitkin, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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