Lori Gustafson

1515 2nd Street N

Saint Cloud, MN
$ 195,000 Beds 4 Baths 2 Sq 1,656
Monthly Estimate* How much can I afford?

If you are a 1st time home buyer, this could be the perfect home for you! We have already had the home independently pre-inspected by AmeriSpec, a recognized leader in the industry. A full, independent inspection report is available for review on MLS before showing. The home also comes with a one-year, full home warranty through CINCH Home Warranty. While this home has a brand new central air conditioner, and a newer furnace, all the mechanicals and appliances are covered for one year after closing. If a claim occurs, you call CINCH and the problem is repaired or the item replaced for a $100 deductible. Take the worries out of buying! This is the best home for the money in Saint Cloud today! If you are an investor, run the numbers and you will see that with 4 modestly priced renters, you will be cash flowing from day 1! Four bedrooms, 2 3/4 baths, and a bonus 3 car garage within a mile of Saint Cloud State! Some parents with a student starting in the fall could buy this property now, rent out 3 rooms to his/her friends, and in 4 years sell for a profit paying for the 4 year degree!

Single Family

  • Price
  • $ 195,000
  • City
  • Saint Cloud
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Plattes Add
  • Lot Size
  • 0.123967 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 1,656
  • Year Built
  • 1910
  • Taxes
  • $ 942
  • Style
  • Single Family
  • MLS#
  • 7104423
Listed By: Edina Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1656
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Asphalt,Pitched
Appliances Disposal,Dryer,Exhaust Fan,Freezer,Gas Water Heater,Range,Refrigerator,Washer
Garage Spaces 3
Construction Materials Block,Concrete
Year Built 1910
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Plattes Add
Directions East on Division,left on 16th Ave N,left on 2nd
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Square Feet
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 942
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Saint Cloud

Interior Features

Basement Block,Daylight/Lookout Windows,Full,Storage Space,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1656
3/4 Baths 2
Laundry Features Electric Dryer Hookup,Lower Level,Washer Hookup
Total Bedrooms 4
Total Baths 2
Bath Desc Main Floor 3/4 Bath,Upper Level 3/4 Bath,Walk Thru
Dining Room Description Eat In Kitchen,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 22x32
Garage Door Width 7
Garage Square Feet 704

Exterior Features

Fencing None
Parking Features Detached Garage,Concrete,Garage Door Opener
Lot Features Public Transit (w/in 6 blks),Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 5400
Building Area Total 2484
Lot Dimensions 50x120
Waterfront Y/N No
Foundation Area 828
Road Frontage Type City Street,Curbs,Paved Streets,Sidewalks
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/6/2026 Listed $226,000
7/27/2026 8% - $210,000
8/10/2026 8% - $195,000

Property vs Zip Code Average in 56303

Price
AVG $290K
$200K
Taxes
AVG $3,781
$942
Year Built
AVG 1968
1910
Visits
AVG 102
62
Data Provided by Inside Real Estate®

Areas That We Cover

1515 2nd Street N Saint Cloud, MN is a Single Family Home for sale at $195000 with 1656 sqft and a lot size of 0.123967 Acres Acre(s). 1515 2nd Street N Saint Cloud has 4 bedrooms, 2 baths and was built in 1910. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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