Lori Gustafson

520 3rd Street S

Waterville, MN
$ 299,900 Beds 4 Baths 3.5 Sq 2,446
Monthly Estimate* How much can I afford?

Talk about curb appeal, here it is! Mature shade trees CHECK Inviting front entry CHECK Hardwood floors CHECK beautiful wood pocket doors CHECK Unbelievable kitchen CHECK Built in Hutch w/leaded glass fronts CHECK Built in buffet perfect for a breakfast or coffee bar CHECK Not 1 but 2 Laundry areas DOUBLE CHECK Bathrooms on every level CHECK Main floor flex room that can be either a primary bedroom en suite, play room, library, game room, etc CHECK 2ND LEVEL Primary with TWO walk in closets CHECK Tastefully painted with minimal decor so you can make it your own CHECK Cozy front porch renovated beautifully to watch the world go by CHECK Deck, CHECK Fenced in back yard CHECK Firepit area CHECK and so much more. Come and CHECK it out yourself!!

Single Family

  • Price
  • $ 299,900
  • City
  • Waterville
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • LE SUEUR
  • Half Bathrooms
  • 1
  • Area
  • Aud Sub
  • Lot Size
  • 0.25 Acres
  • Zip
  • 56096
  • Sqr Footage
  • 2,446
  • Year Built
  • 1917
  • Taxes
  • $ 3492
  • Style
  • Single Family
  • MLS#
  • 7103586
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2446
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Chandelier,Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliances,Tankless Water Heater,Washer,Water Softener Owned
Garage Spaces 1
Construction Materials Frame
Year Built 1917
Electric Circuit Breakers,200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Le Sueur
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Aud Sub
Other Structures Storage Shed
Full Baths 1
Directions Hwy 60 - North on South 3rd Street,home is on the left
City Waterville
High School District Waterville-Elysian-Morristown
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3492
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,Porch,Washer/Dryer Hookup,Walk-In Closet
PostalCity Waterville

Interior Features

Basement Block,Full,Partially Finished,Storage Space,Tile Shower
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 2046
1/4 Baths 1
3/4 Baths 2
Laundry Features In Basement,Sink,Upper Level
Total Bedrooms 4
Below Grade Finished Area 400
Total Baths 4
Bath Desc 3/4 Basement,3/4 Primary,Double Sink,Bathroom Ensuite,His and Her Closets,Private Primary,Main Floor 3/4 Bath,Separate Tub & Shower,Walk Thru
Dining Room Description Breakfast Bar,Eat In Kitchen,Separate/Formal Dining Room
Foundation Dimensions 32X27
Fuel Natural Gas
Garage Dimensions 18X26
Garage Square Feet 468

Exterior Features

Fencing Full,Wood
Parking Features Attached Garage,Concrete,Electric,Garage Door Opener,Storage
Lot Features Tree Coverage - Heavy
Water Source City Water/Connected
Lot Size Area 0.25
Building Area Total 2910
Lot Dimensions 66X165
Waterfront Y/N No
Foundation Area 864
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/4/2026 Listed $314,900
8/11/2026 4% - $304,900
9/15/2026 2% - $299,900

Property vs Zip Code Average in 56096

Price
AVG $340K
$300K
Taxes
AVG $2,961
$3,492
Year Built
AVG 1946
1917
Visits
AVG 59
166
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

520 3rd Street S Waterville, MN is a Single Family Home for sale at $299900 with 2446 sqft and a lot size of 0.25 Acres Acre(s). 520 3rd Street S Waterville has 4 bedrooms, 3 baths and was built in 1917. The property's zip code is 56096 which is in Waterville, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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