Lori Gustafson

1098 Westside Drive

Fergus Falls, MN
$ 569,900 Beds 4 Baths 4 Sq 4,483
Monthly Estimate* How much can I afford?

Welcome to lovely West Side Drive. Experience prime city riverfront living at its finest in this exceptional 4+ bed, 5 bath home, offering 178 feet of frontage along the scenic Otter Tail River. This home is situated on a peaceful, established and highly desired neighborhood, combining timeless design, generous living spaces, and an incredible outdoor lifestyle centered around the water. Within the interior you will find a grand entryway flowing nicely into the living and dining room with impressive river views; next is the expansive kitchen featuring granite countertops, solid wood cabinetry, walk-in pantry and eat-in area overlooking the outdoors. Beyond the kitchen is the great room with double-sided fireplace, vaulted ceilings and floor to ceiling windows making you feel completely immersed in nature. The main level is thoughtfully designed for convenience and functionality, offering a private office, laundry room with utility sink, mudroom, half bath, and an attached heated three-stall garage. Upstairs, a spacious landing leads to the luxurious primary suite—a true retreat overlooking the river. The suite also features a sitting area, walk-in closet, and a beautifully updated en-suite bath complete with dual vanities, a custom tile walk-in shower, and a jetted tub. Three additional bedrooms provide ample space for family and guests, including one with its own walk-in closet and private half bath. The fully finished lower level offers remarkable flexibility with a large recreation area, family room, and built-in dry bar complete with cabinetry, countertop space, and refrigerator. Whether used as an entertainment hub, game room, home gym, children's play area, or home business space, this level adapts effortlessly to your lifestyle. Step outside and discover what truly sets this property apart. The beautifully maintained backyard is designed to embrace the riverfront setting, offering endless opportunities for relaxation and recreation. Host summer barbecues on the expansive patio, enjoy the basketball court, or simply relax and watch wildlife along the riverbank. A charming paver pathway leads to a well-maintained trail down to the water's edge, creating a private retreat where you can enjoy peaceful walks, fishing, kayaking, or quiet evenings by the river. This is more than a home—it's a lifestyle. From morning sunrises over the water to evenings spent entertaining family and friends, this remarkable riverfront property offers the perfect balance of luxury, comfort, and outdoor enjoyment. Rarely does an opportunity arise to own such a well-appointed home in such a spectacular waterfront setting.

Single Family

  • Price
  • $ 569,900
  • City
  • Fergus Falls
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • OTTER TAIL
  • Half Bathrooms
  • 2
  • Area
  • Westside Estates 2nd Add
  • Lot Size
  • 0.83 Acres
  • Zip
  • 56537
  • Sqr Footage
  • 4,483
  • Year Built
  • 1994
  • Taxes
  • $ 8090
  • Style
  • Single Family
  • MLS#
  • 7096678
Listed By: Century 21 Atwood
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 4483
Sewer City Sewer/Connected
Heating Forced Air,Fireplace(s),Heat Pump
Cooling Central Air
Roof Architectural Shingle,Pitched
Appliances Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
Garage Spaces 3
Pool Features None
Construction Materials Block,Frame
Year Built 1994
Electric Circuit Breakers,200+ Amp Service
View North,River
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features River Front
Accessibility None
County Otter Tail
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Westside Estates 2nd Add
Full Baths 1
Directions South on Union,turn right on W Alcott,turn right on Westside Dr.
City Fergus Falls
High School District Fergus Falls
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 8090
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Balcony,Cable,Ceiling Fan(s),Primary Bedroom Walk-In Closet,Patio,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup
PostalCity Fergus Falls

Interior Features

Basement Block
Total Fireplaces 2
Fireplace Features Two Sided,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2952
Half Baths 2
3/4 Baths 2
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1531
Total Baths 5
Bath Desc 3/4 Basement,Bathroom Ensuite,Full Primary,Private Primary,Main Floor 1/2 Bath,Upper Level 1/2 Bath,Upper Level 3/4 Bath
Dining Room Description Eat In Kitchen,Separate/Formal Dining Room
Foundation Dimensions 46 x 31
Fuel Natural Gas
Garage Dimensions 36 x 26
Garage Square Feet 952
Waterfront Feet 178

Exterior Features

Fencing None
Parking Features Attached Garage,Concrete,Heated Garage,Insulated Garage
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.83
Building Area Total 4503
Lot Dimensions 178 x 222
Waterfront Y/N Yes
Foundation Area 1551
Road Frontage Type City Street,Curbs,Paved Streets,Street Lights,Storm Sewer
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/22/2026 Listed $599,900
8/14/2026 2% - $589,900
8/26/2026 2% - $579,900
9/21/2026 2% - $569,900

Property vs Zip Code Average in 56537

Price
AVG $290K
$570K
Taxes
AVG $4,398
$8,090
Year Built
AVG 1958
1994
Visits
AVG 53
103
Data Provided by Inside Real Estate®

Areas That We Cover

1098 Westside Drive Fergus Falls, MN is a Single Family Home for sale at $569900 with 4483 sqft and a lot size of 0.83 Acres Acre(s). 1098 Westside Drive Fergus Falls has 4 bedrooms, 3 baths and was built in 1994. The property's zip code is 56537 which is in Fergus Falls, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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