540 Holly Avenue

Saint Paul, MN
$ 1,495,000 Beds 5 Baths 4.5 Sq 3,703 Virtual Tour
Monthly Estimate* How much can I afford?

In the heart of historic Cathedral Hill, this exceptional custom residence seamlessly blends timeless architectural character with the comfort, efficiency, and amenities of modern luxury living. Built in 2022 and impeccably maintained, this is a rare opportunity to own a nearly new home in one of Saint Paul's most coveted neighborhoods, just moments from renowned restaurants, charming cafés, boutique shopping, parks, and cultural attractions. The thoughtfully designed open-concept main level serves as the heart of the home, offering an effortless flow for both everyday living and entertaining. A welcoming front porch creates a warm first impression. The chef's kitchen is a true showpiece, featuring an oversized center island, premium Thermador appliance package, custom wine bar, with storage for more than 200 bottles. A striking three-sided fireplace crafted with reclaimed wood from trees originally on the property anchors the living spaces and adds warmth and character throughout. Upstairs, four generously sized bedrooms provide exceptional comfort and privacy. The luxurious primary suite is a private retreat, complete with a heated bathroom floor, separate soaking tub and shower, and exclusive access to a private balcony. A secondary ensuite bedroom and two additional bedrooms connected by a dual-access bath create an ideal layout for family and guests. The lower level is designed for relaxation and entertainment, offering expansive recreation and media spaces, a stylish bar area, a fifth bedroom, and bathroom, perfect for overnight guests, multigenerational living, or additional flexibility. Outdoor living is equally impressive with a fully fenced backyard, electronic remote controlled gate, and a beautifully designed patio oasis that provides privacy and space for gathering, dining, and enjoying Minnesota's seasons. Enhanced with forward-thinking technology, the home features a whole-house electric shade system, EcoFlow smart panel with backup battery capability, and solar-ready infrastructure, combining luxury living with energy-conscious design. A truly one-of-a-kind offering that delivers the best of Cathedral Hill living—historic charm, modern craftsmanship, and an unmatched lifestyle in one of Saint Paul's most prestigious neighborhoods.

Single Family

  • Price
  • $ 1,495,000
  • City
  • Saint Paul
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • RAMSEY
  • Half Bathrooms
  • 1
  • Area
  • Auditors Sub 11
  • Lot Size
  • 0.138 Acres
  • Zip
  • 55102
  • Sqr Footage
  • 3,703
  • Year Built
  • 2022
  • Taxes
  • $ 30912
  • Style
  • Single Family
  • MLS#
  • 7089127
Listed By: Lakes Sotheby's International Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3703
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Year Built 2022
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Auditors Sub 11
Full Baths 2
Directions Dale Street to Holly,east to home
City Saint Paul
High School District St. Paul
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 30912
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Balcony,Ceiling Fan(s),French Doors,Hardwood Floors,Kitchen Center Island,Kitchen Window
PostalCity Saint Paul

Interior Features

Basement Finished,Full
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2657
Half Baths 1
3/4 Baths 2
Laundry Features Laundry Room
Total Bedrooms 5
Below Grade Finished Area 1046
Total Baths 5
Bath Desc Double Sink,Full Primary,Private Primary,Separate Tub & Shower
Dining Room Description Eat In Kitchen,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 23x21
Garage Square Feet 483

Exterior Features

Fencing Full
Parking Features Detached Garage
Water Source City Water/Connected
Lot Size Area 0.138
Building Area Total 3824
Lot Dimensions 47x129
Waterfront Y/N No
Foundation Area 1167

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/15/2026 Listed $1,695,000
7/8/2026 6% - $1,595,000
9/23/2026 7% - $1,495,000

Property vs Zip Code Average in 55102

Price
AVG $300K
$1.5M
Taxes
AVG $5,495
$30,912
Year Built
AVG 1914
2022
Visits
AVG 170
207
Data Provided by Inside Real Estate®

Areas That We Cover

540 Holly Avenue Saint Paul, MN is a Single Family Home for sale at $1495000 with 3703 sqft and a lot size of 0.138 Acres Acre(s). 540 Holly Avenue Saint Paul has 5 bedrooms, 4 baths and was built in 2022. The property's zip code is 55102 which is in Saint Paul, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.