Lori Gustafson

312 Pospeck Lane # 312

Hoyt Lakes, MN
$ 449,000 Beds 2 Baths 2 Sq 1,362
Monthly Estimate* How much can I afford?

Experience carefree lake living in this brand-new townhome opportunity on beautiful Colby Lake. This thoughtfully designed one-level home will feature 2 bedrooms, 2bathrooms, and an attached 2-car garage, all set in a quiet and private lakeside setting. Built with quality craftsmanship by a trusted northern Minnesota contractor with more than 30 years of experience, this home offers exceptional finishes and comfortable modern living. Features include a custom kitchen with solid surface countertops, in-floor heat, and quality materials throughout. Each lot is connected to city water and city sewer for added convenience and peace of mind. Located just 20 minutes from Virginia and only 11 miles from premier outdoor recreation, you’ll enjoy championship golf at The Legend at Giants Ridge and The Quarry at Giants Ridge, skiing, and some of the region’s best mountain biking trails. Plus, you’re only one hour north of Duluth, making this an ideal getaway or year-round home. Enjoy all the benefits of lake living without the maintenance. Association dues include lawn care, snow removal, and access to a shared dock, allowing you to spend more time relaxing and enjoying the beauty of lakeside living.

Single Family

  • Price
  • $ 449,000
  • City
  • Hoyt Lakes
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • SAINT LOUIS
  • Half Bathrooms
  • 0
  • Area
  • Colby Ridge Add To Hoyt Lakes
  • Lot Size
  • 0.2 Acres
  • Zip
  • 55750
  • Sqr Footage
  • 1,362
  • Year Built
  • 2026
  • Taxes
  • $ 190
  • Style
  • (CC) Two Unit
  • MLS#
  • 7076945
Listed By: RE/MAX Results Duluth
Data Source: Northstar MLS (NSTAR)

Features

General

Sewer City Sewer/Connected
Heating Boiler,In-Floor Heating
Cooling None
Garage Spaces 2
Association Fee Includes Hazard Insurance,Lawn Care,Maintenance Grounds,Snow Removal
Construction Materials Frame
Year Built 2026
Levels One
Unit Number 312
Property Subtype (CC) Two Unit
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County St. Louis
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Colby Ridge Add To Hoyt Lakes
Full Baths 2
Directions From Hwy 110,North on Kensington Dr,Left on Colby Ridge Dr,Left on Pospeck Lane,to end.
City Hoyt Lakes
High School District Mesabi East
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N Yes
Land Lease Y/N No
Tax Annual Amount 190
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Hoyt Lakes

Interior Features

Basement None
Basement (Y/N) No
Fireplace Y/N No
Total Bedrooms 2
Total Baths 2
Bath Desc Full Primary
Foundation Dimensions 39x50
Fuel Other
Garage Dimensions 21x24
Garage Square Feet 504

Exterior Features

Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.2
Building Area Total 1362
Lot Dimensions 120x75
Waterfront Y/N Yes
Foundation Area 1362

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/19/2026 Listed $449,000

Property vs Zip Code Average in 55750

Price
AVG $370K
$450K
Taxes
AVG $905
$190
Year Built
AVG 1972
2026
Visits
AVG 29
39
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

312 Pospeck Lane # 312 Hoyt Lakes, MN is a Single Family Home for sale at $449000 with 1362 sqft and a lot size of 0.2 Acres Acre(s). 312 Pospeck Lane # 312 Hoyt Lakes has 2 bedrooms, 2 baths and was built in 2026. The property's zip code is 55750 which is in Hoyt Lakes, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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