Lori Gustafson

12408 189th Street

Chippewa Falls, WI
$ 2,099,900 Beds 3 Baths 4 Sq 5,548 Virtual Tour
Monthly Estimate* How much can I afford?

Nestled along the Chippewa River/Lake Wissota, this custom luxury home offers sweeping water views. An 18-foot ceiling and a 6-foot modern linear gas fireplace anchor the great room, where expansive Marvin Contemporary windows feature motorized shades. Distinctive lighting by Italian glass, Hubbardton Forge, Mooi, and Room & Board doubles as art, complementing curated, cohesive furnishings.The open-concept kitchen connects to the great room and dining area, featuring walnut cabinetry, quartz countertops, integrated Thermador appliances, and a walk-through butler’s pantry for clutter-free storage. Ideal for hosting or multi-generational living, a smooth passenger elevator connects all three levels, complemented by generous closets and integrated organization systems throughout. Multiple Samsung Frame TVs blend entertainment with art. The primary suite serves as a calm retreat with a spa-inspired bath and an Aquatica composite soaking tub. The walk-out lower level features heated concrete floors, a casual bar, a wine cellar, a TV space, and a game room with direct waterfront access. It also includes a private suite with a kitchenette, TV space, bedroom, reading nook, and bath. Outside, just 13 gentle steps lead to the shoreline. A grilling area and natural gas fire pit offer a perfect setting for outdoor dining, while the spacious deck is crafted from long-lasting architectural aluminum. Thoughtfully designed railings—combining stainless cable, tempered glass, modern screens, and rich wood—maximize views while maintaining security. An oversized, heated, fully insulated three-car garage includes an EV charger. The home features a hybrid HVAC system combining forced air and hydronic radiant floor heat. Smart home upgrades include whole-home Ethernet, security cameras, a backup generator, and keyless entry. Engineered for longevity, the low-maintenance exterior features durable Hardie Board siding and a premium textured metal roof. Adjacent to the Old Abe Trail and close to Lake Wissota Golf. Only 15 minutes to Chippewa Falls.

Single Family

  • Price
  • $ 2,099,900
  • City
  • Chippewa Falls
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • CHIPPEWA
  • Half Bathrooms
  • 2
  • Area
  • Four Pines Add
  • Lot Size
  • Zip
  • 54748
  • Sqr Footage
  • 5,548
  • Year Built
  • 2023
  • Taxes
  • $ 11433
  • Style
  • Single Family
  • MLS#
  • 7076319
Listed By: Woods & Water Realty Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 5548
Sewer Private Sewer
Heating Forced Air,In-Floor Heating,Radiant
Cooling Central Air
Appliances Central Vacuum,Dishwasher,Dryer,Freezer,Microwave,Other,Range,Refrigerator,Washer,Water Softener Owned
Garage Spaces 3
Year Built 2023
Electric Circuit Breakers
Levels One and One Half
Property Subtype Single Family
Tax Year 2025
Waterfront Features River Front
Accessibility None
County Chippewa
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Four Pines Add
Full Baths 3
Directions (WI): Drive Highway S north of Chippewa Falls or south of Jim Falls,to west on 189th Street
City Chippewa Falls
High School District Chippewa Falls Area
Zoning Description Shoreline
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 11433.45
Additional Parcels Y/N No
Virtual Tour https://signaturehomescv.com/projects/7719452-chippewa-river-jim-falls-2025-video
Standard Status Active
Lender Owned No
Amenities Unit Deck,Patio
PostalCity Chippewa Falls

Interior Features

Basement Full,Partially Finished,Walkout
Total Fireplaces 1
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 4348
Half Baths 2
Total Bedrooms 3
Below Grade Finished Area 1200
Total Baths 5
Fuel Natural Gas
Waterfront Feet 88

Exterior Features

Parking Features Attached Garage
Water Source Well
Lot Dimensions 211 x 87 x 187 x 83
Waterfront Y/N Yes
Foundation Area 2737

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/19/2026 Listed $2,399,900
6/18/2026 9% - $2,199,900
9/5/2026 5% - $2,099,900

Property vs Zip Code Average in 54748

Price
AVG $2.1M
$2.1M
Taxes
AVG $11,433
$11,433
Year Built
AVG 1990
2023
Visits
AVG 40
40
Data Provided by Inside Real Estate®

Areas That We Cover

12408 189th Street Chippewa Falls, WI is a Single Family Home for sale at $2099900 with 5548 sqft and a lot size of Acre(s). 12408 189th Street Chippewa Falls has 3 bedrooms, 3 baths and was built in 2023. The property's zip code is 54748 which is in Chippewa Falls, WI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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