Lori Gustafson

2177 Mill Pond Drive

Saint Cloud, MN
$ 995,000 Beds 5 Baths 4.5 Sq 7,307
Monthly Estimate* How much can I afford?

Experience an unparalleled lifestyle in this masterfully crafted home, boasting over 7,000 finished square feet of versatile living space. The home sits on a remarkable lot that provides sweeping north and west views down the Sauk River, and it includes additional land across the street, plus a perpetual easement for river access through the private wooded property behind the home. This peaceful setting feels like a private sanctuary while remaining conveniently located near Whitney Park, featuring trails, soccer and softball fields, a dog park, and the nearby YMCA and aquatic center. The main floor showcases a massive open great room with an intricately vaulted ceiling, a kitchen loaded with granite countertops, dual wall ovens, and stunning river views, plus formal and informal dining spaces ideal for large gatherings. A gas fireplace anchors the living room, and a four-season room captures serene river views, while a spacious mudroom and convenient main-floor laundry add everyday functionality. Upstairs, three bedrooms include an expansive primary suite with a gas fireplace, a private sitting room overlooking the river, and a bath with dual vanities, jetted tub, and tile shower; the additional bedrooms share a Jack-and-Jill bath. The third level offers two large bedrooms, an office, and a family room with a third fireplace and wet bar, while the basement provides a large rec room and a dedicated hot tub room. Built to exceptional standards, the home features 500-amp service, spray foam insulation, extensive stone and brickwork, CertainTeed Presidential shingles, and in-floor heat in the lower levels. Complete with over 2,000 sq ft of heated and finished garage space for all your vehicles and hobbies, and a neighborhood pool for summer fun, this home is a rare find that combines luxury with active, convenient living.

Single Family

  • Price
  • $ 995,000
  • City
  • Saint Cloud
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • STEARNS
  • Half Bathrooms
  • 1
  • Area
  • Mill River Estates
  • Lot Size
  • 1.12 Acres
  • Zip
  • 56303
  • Sqr Footage
  • 7,307
  • Year Built
  • 2006
  • Taxes
  • $ 12494
  • Style
  • Single Family
  • MLS#
  • 7025855
Listed By: Agency North Real Estate, Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 7307
Sewer City Sewer/Connected
Heating Boiler,Forced Air,In-Floor Heating
Cooling Central Air
Roof Asphalt
Appliances Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 600
Garage Spaces 6
Association Fee Includes Other
Pool Features Below Ground,Shared
Year Built 2006
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2026
Waterfront Features River View
Accessibility None
Additional Parcels Description 82486910012,82486910013,82486910014
Assoc Fee Paid Per Annually
County Stearns
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Mill River Estates
Full Baths 3
Directions Northway Dr to Stockinger Dr,Rt on Forest Dr,Lt on Mill Creek Dr,Lt on Mill Pond Dr to home on left
City Saint Cloud
Association Name Mill Creek Homeowners Assoc
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 12494
Additional Parcels Y/N Yes
Standard Status Active
Lender Owned No
Amenities Unit Deck,Hardwood Floors,Primary Bedroom Walk-In Closet,In-Ground Sprinkler,Sun Room,Tile Floors,Vaulted Ceiling(s),Wet Bar
PostalCity Saint Cloud

Interior Features

Basement Finished,Full
Total Fireplaces 3
Fireplace Features Family Room,Gas,Living Room,Primary Bedroom
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 4200
Half Baths 1
3/4 Baths 1
Laundry Features Main Level,Sink
Total Bedrooms 5
Below Grade Finished Area 3107
Total Baths 5
Bath Desc 3/4 Basement,Full Primary,Full Basement,Full Jack & Jill,Private Primary,Main Floor 1/2 Bath,Separate Tub & Shower,Jetted Tub,Walk-In Shower Stall
Dining Room Description Breakfast Bar,Informal Dining Room,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 32x55
Garage Square Feet 2002

Exterior Features

Parking Features Attached Garage,Concrete,Floor Drain,Finished Garage,Heated Garage
Water Source City Water/Connected
Lot Size Area 1.12
Building Area Total 8400
Lot Dimensions 1x1
Waterfront Y/N No
Foundation Area 4200

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/25/2026 Listed $1,200,000
8/24/2026 18% - $995,000

Property vs Zip Code Average in 56303

Price
AVG $300K
$1,000K
Taxes
AVG $3,785
$12,494
Year Built
AVG 1969
2006
Visits
AVG 102
425
Data Provided by Inside Real Estate®

Areas That We Cover

2177 Mill Pond Drive Saint Cloud, MN is a Single Family Home for sale at $995000 with 7307 sqft and a lot size of 1.12 Acres Acre(s). 2177 Mill Pond Drive Saint Cloud has 5 bedrooms, 4 baths and was built in 2006. The property's zip code is 56303 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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