Lori Gustafson

685 Main Street W

Isle, MN
$ 146,900 Beds 3 Baths 1 Sq 970
Monthly Estimate* How much can I afford?

Welcome to 685 Main St W in Isle, MN—a cozy, character-filled home with unbeatable access to Mille Lacs Lake. Located directly across the street from the lake, you’ll enjoy kayaking, swimming, or simply watching the sunset just steps from your front door. Surrounded by natural beauty, this home is also just blocks from both a city and a state park. Built in 1945, this home is full of charm and ready for a new owner to bring their vision and care. It offers just under 1,000 sq ft of living space, with a full unfinished basement and a one-car attached garage, plus an additional 16x22 detached garage for extra storage or workspace. The kitchen area has a gentle slope in the foundation—an opportunity for a handy buyer to make some improvements. The good news: there’s crawl space access for easy adjustments. Major mechanicals are already taken care of, with the furnace, central air, and water heater all replaced about five years ago. Whether you’re looking for a full-time home, a weekend retreat, or an investment opportunity, this property offers great potential in a prime location.

Single Family

  • Price
  • $ 146,900
  • City
  • Isle
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • MILLE LACS
  • Half Bathrooms
  • 0
  • Area
  • Coopers Lakeside Add
  • Lot Size
  • 0.223 Acres
  • Zip
  • 56342
  • Sqr Footage
  • 970
  • Year Built
  • 1945
  • Taxes
  • $ 1510
  • Style
  • Single Family
  • MLS#
  • 6705841
Listed By: Century 21 Atwood
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 970
Sewer City Sewer/Connected
Heating Forced Air,Wood Stove
Cooling Central Air
Roof Asphalt
Appliances Range,Refrigerator
Garage Spaces 2
Year Built 1945
Electric 100 Amp Service
Levels One and One Half
Property Subtype Single Family
Tax Year 2025
Waterfront Features Lake View
Accessibility None
County Mille Lacs
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Coopers Lakeside Add
Directions Main Street Isle,Look for sign in the yard
City Isle
High School District Isle
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1510
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors,Kitchen Window
PostalCity Isle

Interior Features

Basement Daylight/Lookout Windows,Concrete,Sump Pump,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 970
3/4 Baths 1
Total Bedrooms 3
Total Baths 1
Bath Desc Main Floor 3/4 Bath
Dining Room Description Informal Dining Room,Living/Dining Room
Fuel Natural Gas,Wood
Garage Dimensions 10x18,16x22
Garage Square Feet 532

Exterior Features

Parking Features Attached Garage,Detached Garage,Concrete,Garage Door Opener
Water Source City Water/Connected
Lot Size Area 0.223
Building Area Total 1545
Lot Dimensions 75x130
Waterfront Y/N No
Foundation Area 739
Road Frontage Type State Road
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/21/2025 Listed $189,000
6/4/2025 3% - $184,000
10/7/2025 3% - $179,000
11/6/2025 11% - $159,900
5/21/2026 9% - $146,900

Property vs Zip Code Average in 56342

Price
AVG $440K
$150K
Taxes
AVG $3,202
$1,510
Year Built
AVG 1977
1945
Visits
AVG 42
105
Data Provided by Inside Real Estate®

Areas That We Cover

685 Main Street W Isle, MN is a Single Family Home for sale at $146900 with 970 sqft and a lot size of 0.223 Acres Acre(s). 685 Main Street W Isle has 3 bedrooms, 1 baths and was built in 1945. The property's zip code is 56342 which is in Isle, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lori Gustafson

Lori Gustafson

Broker Associate/Sales Agent

507-323-4348

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